The Entrepreneurship Fund III (TEPIX III) program, implemented through the Hellenic Development Bank (HDB), enables both existing and newly established small and medium-sized enterprises to gain access to financing under particularly favorable terms.

✅ What Entrepreneurship Fund III (TEPIX III) offers

The Loan Fund of Entrepreneurship Fund III (TEPIX III) provides investment loans, as well as special-purpose working capital loans or revolving credit facilities.

In many cases, 40% of the loan is interest-free, significantly reducing the overall financing cost for the business.

Furthermore, an interest rate subsidy is provided for the first two years of the financing, further enhancing business liquidity.

The loans are characterized by flexible terms regarding the amount, duration, and grace period, facilitating both the implementation of investment projects and the coverage of working capital needs.

🎯 Which businesses can benefit

Eligible beneficiaries of the program are small and medium-sized enterprises, either existing or newly established, that wish to finance investment projects or strengthen their liquidity through working capital.

Why Entrepreneurship Fund III (TEPIX III) is important now

The increase in the program’s available budget confirms the importance placed on supporting small and medium-sized enterprises, creating new financing opportunities.

With low borrowing costs and favorable repayment terms, businesses can more easily proceed with investments, modernization, expansion of activities, or strengthening their competitiveness.

📌 How AFS can help

AFS fully manages the entire application submission process for the Entrepreneurship Fund III (TEPIX III) program — from the preparation of the application file and the structuring of the business plan to the submission of all required supporting documents.

With experience and expertise in the management of financing programs, AFS ensures that the application is submitted correctly and on time, aiming for the successful approval of the financing and the smooth development of your business.